The D2 Chart in Jyotish

Your Financial & Karmic Wealth Blueprint

by Katya Faris, MA, MA

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Welcome to my series on the divisional charts of Jyotish. These articles provide an accessible overview for my clients, explaining how each chart adds unique depth to your astrological profile.

Today, we explore the D2 or Hora chart—a foundational map dedicated to wealth, material assets, and the very source of your sustenance. It reveals the karmic nature of your finances: whether they come through inheritance or effort, through comfort or struggle.

A Quick Note: An accurate birth time is essential for this and any divisional chart beyond the D1.

What is the D2 Chart?

The D2 chart is created by dividing each 30-degree zodiac sign into 2 equal parts of 15 degrees each. These divisions are not ruled by the usual signs, but by the Sun (Leo) and the Moon (Cancer). This creates a binary, powerful filter for analyzing wealth.

• Core Purpose: To perform a detailed analysis of the 2nd house: wealth, family resources, speech, values, and food security. It answers the core question: Is my wealth karmically linked to the Moon (inheritance, ease, nurture) or the Sun (effort, creation, struggle)?

The Core Dichotomy: Solar vs. Lunar Wealth

The most fundamental insight from the D2 chart comes from seeing whether your planets fall predominantly in the Solar Hora (Leo) or the Lunar Hora (Cancer).

• Predominantly Lunar Hora (Cancer): Indicates a “passive” or receptive wealth nature. Wealth may come more easily, through inheritance, family support, nurturing professions, or emotional intelligence. There is a karmic blessing of material comfort and security. The challenge can be a lack of drive to create wealth independently.

• Predominantly Solar Hora (Leo): Indicates an “active” or creative wealth nature. Wealth is attained through personal effort, leadership, self-expression, and struggle. You are here to create and earn your assets, often achieving them through authority, entrepreneurship, or visible professional success. The path is more arduous but builds strength and recognition.

Key Principles for D2 Analysis

1. The 2nd House & Its Lord: The condition of the 2nd house and its lord in the D2 is paramount. A strong, well-placed lord (e.g., in an angle 1/4/7/10, in its own or exaltation sign) indicates a robust wealth-generating principle. Its placement by house shows where you build wealth (e.g., 10th house through career, 11th through networks).

2. Planetary Influences on Wealth:
While the Sun/Moon dichotomy sets the stage, other planets define the quality and source of wealth.

• Jupiter: The great significator of wealth. Its placement is crucial.

  • In D2 1st House: Wealth through self-initiative, personal brand, and body (e.g., sports, modeling).

  • In D2 2nd House: Wealth deeply tied to family, heritage, and traditional values.

  • In D2 12th House: Wealth from foreign sources, institutions, or through spending/sacrifice (e.g., philanthropy, working abroad).

• Venus: Wealth through arts, beauty, relationships, luxury goods, and comfort.

• Mercury: Wealth through commerce, communication, writing, and intellectual property.

• Saturn: Wealth built slowly through discipline, saving, long-term investments, and structured professions (e.g., real estate, mining).

• Mars: Wealth earned through courage, competition, engineering, or the military.

• Rahu/Ketu: Sudden, unconventional, or speculative wealth; may involve technology, illusions, or past-life financial karma.

Synthesis: Connecting D1 and D2

• The D1 2nd house shows your general attitude towards money and innate potential.

• The D2 Hora chart reveals the karmic engine of your finances. It shows the soul’s chosen mode of acquisition. A person with a weak D1 2nd lord but a strong, beneficially placed Jupiter in their D2 can still achieve significant wealth by aligning with their D2 blueprint (e.g., working abroad if Jupiter is in the 12th).

Conclusion: Wealth as Sustenance & Karma

The D2 Hora Chart moves beyond “how much money” to reveal the spiritual and karmic nature of your wealth. It asks: Is your sustenance meant to be given or forged? Is your security rooted in the past (family) or built in the present (self)? Understanding this chart allows you to align your efforts with your soul’s financial destiny, reducing frustration and optimizing your path to true material security and abundance.

All research and writing are done by me. My primary sources are my class notes, traditional teachings, and the foundational text, the Brihat Parashara Hora Shastra.

To see what your D2 Chart uncovers about yout wealth potential, book a reading with me: